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**17 Ways to Finance Your New Business**
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This is probably the single most frequently asked question we hear in building our business.
“I don’t have the money, Brad, but I really want to do it!”
“How about if we got you started with no money or little money out of your pocket?”
OK, OK, what is this about ZERO dollars out of their pocket?
When most people start a business, the smart ones do NOT use their own money. They leverage money use through financing.
It should be no different with starting your business with Coastal Vacations.
In fact, most people, when they buy something, they leverage money. They use someone else’s money. That is what we do when we use our credit card, home equity line of credit, or borrow the funds from a friend or the bank.
But there is one big difference with starting a business…and this is always a strong motivation … the costs involved in starting a business are TAX DEDUCTIBLE!
Before you go into the 17 ways, I want to give you a “gut check.”
I want you to spend the time listening to a broke cocktail waitress, who was homeless, living in her car at the age of 19 and over $35,000 in debt.
I want you to hear what she did, to become a millionaire in 2 years, when she had no money, no credit… nothing…. Her name is Dani Johnson. She is one of our mentors now training our team and empowering our group with many 6-figure money earners.
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Dani reveals the ONE THING that stops us from having true success.
http://www.danijohnson.com/assets/media/Call-8-29-05.m3u
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If you are as serious as she was, then you will find a way, or…..
Things will stay the same for you
Nothing will change
You will continue to be in debt,
Work for a boss you may not like
Continue getting paid WAY below what you are worth as a human being.
You have choices. Deciding to have more financial Freedom is choice. Taking action about that decision is also a choice.
Will you do whatever it takes, or will you resort to a life of being a slave at work to someone else’s dream?
Which will it be? Find a solution below and take action on it or
Do nothing and stay broke and miserable.
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**17 Ways to Finance Your New Business**
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1) Sign-up with your Credit Card that you currently use. That is how many start but if you don’t have one, you’ll have to apply for and receive the card first!
This is the best option because it gives you 30 days to recoup your investment and you will immediately be able to conduct your business, receive your travel & vacation package & your sign-up bonuses.
Don’t have a credit card?
See this site for help with getting a low interest business credit card.
There are even ZERO interest cards.
Get one here:
http://www.myperfectcreditcard.com/0-percent-credit-cards.html
2) Take no money out of pocket, and allow a company to benefactor you in for free and then you just make a small monthly payment for the financing. Financing is available, however it is subject to a ‘Credit Check.’
The loan company is called AG Finance and they give small personal loans to people for businesses or home renovations and. Even Vacation Loans.
Several people have gone through them for Coastal and they have been approved for $2000 (more than the level I travel package)
It’s free to submit your application. Please visit their website for detailed information:
AIG Financing
http://loansfast.com/products/consumerLoans.htm
AG Finance has many offices all over the US. Each customer puts in their zip code and the nearest location is pulled up.
It takes a few minutes, online or over the phone, to complete the application and the customer finds out within 1 hour if they were approved for the $1295 loan. If so they will receive a check in the mail within 2-3 days.
Payback varies from customer to customer because it’s determined by their credit score.
Here are a few more sources. It costs nothing to apply for them. You can reach them on the web.
American General
https://loans.agfcredit.com/Iaps/Html/AGHome.html
Citi Financial
https://secure.citifinancial.com/loanapp/gettingstarted.php
For Canadians looking to go through CitiFinancial:
http://www.citifinancial.ca/eng/emain.html
Beneficial
http://www.beneficial.com/learn/PersonalLoan.jst
Washington Mutual
http://www.wamu.com/personal/loanchoices/home_equity_loans/default.asp
E-Loan.com
https://www.eloan.com/s/show/personalloans?context=personalloans&linksrc=hp_personalloan
Lending Tree.com
http://lendingtree.com/stm3/default.asp
Select “personal loan” in the drop down box, under “Mortgages and Loans.”
3) Obtain a loan on your 401K. These loans are great if they are an option for you because there are no turndowns or penalties. The interest rate is usually 5%…and you are paying that interest to yourself!
4) Obtain a short-term loan from a friend or family member.
Borrow $50 from 26 people. Borrow $100 from 13 People.
Borrow $250 from 6 people… borrow $350 from 4 people.
Just pay them back and give them a trip of choice from your package and they will be stoked.
5) Obtain a home equity line of credit.
6) Increase an existing equity line.
7) Sell a car you don’t use or pawn it until you make money, buy it back.
8 ) Have a Rummage Sale
9) Sell off your old CD collection, or any collection to the pawnshop or on ebay.
10) Find two or three people or businesses to buy-in your Level I together and share the package together.
11) Get a side job, and work it hard for one month, save all the money. One or two months are not that big a deal of a sacrifice if you really see what we have here with Coastal!
12) Crack open your IRA or CD Account Early
13) Borrow against your future tax return
14) Sell a farm animal or farm implement you are not using or needing
15) Ask your credit card provider to increase your credit line and boost your spending limits.
16) Do you get new credit card offers in the mail everyday? If so, fill one out, send it in and see what they give you.
Call the 800 # and apply over the phone to see if you qualify!
17) One often overlooked way that people can increase their monthly paycheck is some cases by hundreds of dollars is to simply increase the number of exemptions on the withholding statement from their employer.
This will give people an immediate pay increase that could easily cover a payment on a credit card or loan until they are able to pay it back.
This is a simple, painless way to get an immediate pay raise within as little as 30 days!
Bottom line is… IF YOU ARE SERIOUS AND HAVE DESIRE
Then You will come up with a solution somehow, or even one that is not in this list.
AND….
If you are not willing to do any of the items on this list or think up new ones, then it is most likely that Coastal would not be a good fit for you anyway.
If you are serious…..Just do it.
For His Glory ><>
Brad Colmenares
P.S. I truly do want you to have success both here in this life, and for all eternity.
Remember to check out the Free Bonus that I am temporarily offering to jump-start your business! :) Click on the FREE BONUS tab on the upper right of this webpage.
To find out how to have success for all eternity click on the Gold links in the final portion of WhoIsBradC.com (Hint: it is not just about being a good person).